Unoccupied Property


Short term or long term, we provide you with peace of mind when it comes to your unoccupied property

Home insurance usually restricts cover for properties that are left unoccupied for over 30 consecutive days.

R K Shipman can arrange insurance specifically designed for unoccupied residential properties to protect your home against damage from things like escape of water, theft or malicious damage.

We offer 3 levels of cover giving you a choice to suit your needs and budget. You can also choose:

  • Short term cover for 3 or 6 months, which is useful if you are responsible for property that is in the course of probate or for let properties that are in between tenants
  • Long term cover for up to 12 months at a time for properties that may be undergoing renovation, for example

R K Shipman can also provide cover for solicitors acting as or on behalf of the Executor(s) of an estate or administering a Court of Protection Order whilst the property is unoccupied awaiting sale.

Contact us

If you would like to learn more about our cover please get in touch by calling on 0800 038 5264 or email us